How much is small business insurance per month in Melbourne Florida?
Small business insurance prices fluctuate depending on the type of work or services the business offers. In most businesses you can request a monthly payment plan for your insurance premium. For example, in most cases, insurance companies offer a plan with an initial payment of 25% of the premium and the remaining amount is divided into 9 equal installments. But if your small business qualifies with a preferred company, the premium could be divided into 12 equal installments.
The lowest monthly payment that I have seen (with a top/reliable carrier) is $15 per month, and it depends on what states the business operates in. A ballpark estimate for a low-risk small business, the monthly payment could be between $45 to $75 per month. Remember, it depends on the type of work done, how many employees the business has, how much employees are paid per week, and the states where your small business operates.
The lowest monthly payment that I have seen (with a top/reliable carrier) is $15 per month, and it depends on what states the business operates in. A ballpark estimate for a low-risk small business, the monthly payment could be between $45 to $75 per month. Remember, it depends on the type of work done, how many employees the business has, how much employees are paid per week, and the states where your small business operates.
How much is business insurance for a LLC in Melbourne Florida?
Most insurance companies have a minimum premium policy. Normally, I see a minimum of $500 per year, but recently I have been quoted a small business insurance policy for as low as $300 minimum per year. This is not the norm, but with the high market competitions, the carriers are looking for ways to attract more customers.
Does a single member LLC need insurance in Melbourne Florida?
Yes! Your first policy should be a General Liability Insurance or a Professional Liability Insurance policy for your single member LLC in Melbourne Florida.
The General Liability Insurance Policy could help with the following situations:
You should consider a Professional Liability Insurance policy or an Error & Omission insurance if you:
I hope this information helps you make this one of the best experiences in life… be a small business owner for an Awesome local business.
The General Liability Insurance Policy could help with the following situations:
- Damage to rented property
- Medical expenses caused to others
- Fire damage
- Building coverage
- Business property
- Lawsuits
You should consider a Professional Liability Insurance policy or an Error & Omission insurance if you:
- Have a job contract that requires it
- Your business provides professional services
- Provide regular advice or consultant services to your clients
I hope this information helps you make this one of the best experiences in life… be a small business owner for an Awesome local business.
Commercial Property Insurance Products
TJC Insurance offers a wide variety of Commercial Property Insurance Products through our various markets. We have access to both Admitted & Non-admitted Great Carries.
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Top Classes that TJC Writes
A/C Systems or Equipment I Alarms and Alarm Systems Apartment Buildings I Appliances – installation, service or repair I Automobile Repair or Service Shops I Beauty Parlors and Hair Styling Salons I Buildings or Premises (Lessor’s risk only) I Carpentry, Carpet, Rug, Furniture or Upholstery Cleaning I Caterers I Ceiling or Wall Installation I Churches or Other Houses of Worship I Cleaning or Washing by Pressure Apparatus I Communication Equipment Installation I Concessionaires I Concrete Construction I Contractors – subcontracted work I Contractors Equipment I Day Care Center I Debris Removal I Door, Window or Assembled Millwork I Driveway, Parking Area or Sidewalk I Dry Wall or Wallboard Installation I Dwellings – Lessor’s risk only Electrical Apparatus – installation, servicing or repair I Electrical Work I Excavation I Fence Erection Contractors I Fire Extinguishers I Fire Suppression Systems I Floor Covering Installation I Florists I Garbage, Ash or Refuse Collecting I Gas Dealers I Gasoline Stations I General Contractors I Grading of Land I Grocery Stores I GENERAL LIABILITY
TJC writes Artisan Contractors, General Contractors and Primary limits up to 5,000,000/5,000,000 (on certain classes) We can write over 1,000 Classes. We say YES when other say NO! |
Top Classes that TJC Writes
Handyperson I Heating or Heating and A/C Systems or Equipment I Janitorial Services I Landscape Gardening I Lawn Care Services I Machinery or Equipment – installation, service or repair I Machinery or Equipment Dealers I Masonry I Metal Erection I Mobile Home Parks or Courts I Mobile Home Setup I Painting I Plastering or Stucco Work I Plumbing I Prefabricated Building Erection I Restaurants /Bars I Roofing I Sales or Service Organizations I Schools I Septic Tank Systems I Sheet Metal Work I Siding Installation - Sporting Goods or Athletic Equipment Sales Stores I Swimming Pools I Telecommunication Service Providers I Telephone, Telegraph or Cable TV Line Construction I Tile, Stone, Marble, Mosaic or Terrazzo Work I Tree Pruning, Dusting, Spraying, or Trimming I Truckers I Vacant Buildings I Vacant Land I Window Cleaning I Wrecking – buildings or structures EXCESS & UMBRELLAS
Up to $10,000,000 excess limits LIQUOR LIABILITY
Stand alone or packaged Including Bars, Taverns and Restaurants. Special Events Short term & Annual Policies Available |
Business Insurance Quotes for a LLC in Melbourne Florida
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